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Your credit history could be costing you more to drive

By Robert Benincasa

Published November 6, 2025 at 4:46 AM EST

Credit history can play a big part in car insurance costs. NPR found the difference between a good driver with poor credit and one with excellent credit can be thousands of dollars a year.

Robert Benincasa

Robert Benincasa is a computer-assisted reporting producer in NPR's Investigations Unit.

See stories by Robert Benincasa

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Tell us your story about car insurance premiums

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Car insurance premiums have been soaring. NPR wants to hear about what you've experienced in your premium costs, and why.
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A commercial flight hit a military helicopter at Washington, D.C.'s Ronald Reagan National Airport Wednesday night. The airport has a history of crashes and near-misses going back decades.
You can sword-fight at this club. But no politics allowed

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At the Pittsburgh Sword Fighters club, members are asked to leave their politics at the door, a rule that has led to closer relationships and more learning from one another.