When Derwood Selby found out in March he had lost his job as a food and beverage supervisor at a Philadelphia hotel, his first reaction was relief: He was burned out, and had been itching to move on to something else.
Then, reality hit.
"I started sweating," said Selby, 53. "How the heck was I going to get some money?"
Unemployment benefits bought him some time to think. The state payout, combined with the federal payment of $600 a week, gave Selby enough to pay rent and even start to save a little.